HCB / COMMUNITY CONNECTOR
Justina Chen
Associates
Connected guidance for life, business and what comes next.
Justina Chen · CPA, Realtor, Insurance & Energy Broker
JUSTINA CHEN ASSOCIATES
MEET JUSTINA CHEN ASSOCIATES
Practical guidance for the decisions that shape what comes next.
A home purchase, a retirement decision, a growing business: each can raise questions that reach well beyond the immediate next step. Justina Chen brings those connected questions into one conversation, helping Houston individuals, families and business owners consider how today’s choices fit their longer-term plans.
A CPA, Realtor and licensed insurance, electricity and natural gas broker, Justina works across tax planning, retirement, real estate, insurance, energy and legacy planning. Through Justina Chen Associates, clients can explore several parts of their financial lives with someone who understands how those parts can influence one another.
HOW SHE HELPS
A connected view of life’s decisions.
01
Planning beyond tax season
Tax planning connects with many of life’s biggest decisions. Justina’s work includes helping clients consider tax questions alongside retirement goals and property plans. Retirement conversations can include 401(k) plans, traditional and Roth IRAs, required minimum distributions, annuities and long-term care. Those conversations also consider sustainable retirement income, the possibility of a longer retirement and the effect of inflation. Legacy and wealth-transfer planning bring the next generation into the picture, with attention to what clients want to preserve and pass on.
02
A broader view of property
Real estate can be a home, an investment or part of a business plan. Justina helps clients buy, sell, lease and manage property, including investment real estate. Her connected approach creates room to discuss the property itself and the financial questions that come with ownership, a move or a new investment.
03
Coverage for different stages of life
Insurance needs change as households and businesses change. Justina’s services span life and health insurance, Medicare, ACA coverage and group health plans. Home, auto and commercial insurance are additional areas of support, along with employee benefits. She also assists with coverage for foreign nationals and travel insurance. The starting point is understanding the situation and the available choices.
04
Everyday decisions belong in the picture, too
Electricity and natural gas are part of the monthly picture for both households and businesses. As an energy broker, Justina helps residential and commercial clients compare options. It is another practical part of a practice that connects long-term planning with the decisions people make day to day.
HOUSTON, MEET YOUR NEIGHBOR
Start with a conversation
Clients do not have to arrive with every question neatly organized. A complimentary, no-obligation consultation offers a place to discuss priorities and identify the areas they want to explore. For Houston families and business owners balancing several decisions at once, Justina Chen Associates offers a single starting point for a more connected conversation.
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Author: Lisbet
